The Financing Readiness Workbook

The free companion to CMHC Basics — nine worksheets with live formulas you can check: buy box and pass rules, the three-gate screen, rent roll → NOI, the loan screen that names your binding constraint, an as-is vs improved pro forma with the renovation bridge, the MLI pathway with a dated-source cell, the document checklist, and a one-page decision memo.

It now ships with Training File 01 — "The Sample Six": a composite 6-unit property built from real closed Toronto data, with the seller's information sheet (read it carefully), the actual rent roll, pocket lease evidence, one 3-minute task per lesson, and our sealed answer key. Follow the course, do the tasks, and you finish holding your own completed Financing Screen and Decision Memo.

Free, in exchange for your email — which also reserves your spot for the free MBL account when the tools platform opens.

Independent educational material · not affiliated with, endorsed by, or reviewed by CMHC · not financial, legal or lending advice. One email, no spam — the monthly research drop only if you opt in later.